How one Middle Class Man Escaped The Payday Loan and Credit Card Debt Nightmare

Advertorial by Angela Singleton

   A payday loan is a short-term loan, generally for $500 or less, that is typically due on your next payday.. Sounds like not such a bad idea if your short on the rent or Christmas gifts for the kids. The problem is, The interest rates and fees are so high that it makes it virtually impossible to pay the loan back the next payday!

This is by design, those lenders know this and actually want you to be delinquent with the scheduled payment, this enables them to enroll you into a super high interest rate payment plan. Usually at an APR of between 300 and 800%! Don’t pay these high rates, call to find out how.

 I had 17 Thousand Dollars in high interest Credit Card Debt and 5 Payday Loans That I Owed. Bill Collectors were Calling My Parents Harassing Them Looking for Me.      

Johnathan Gentry told us  ” I walked around with stomach pain and anxiety because I worried day and night about the debt, and how would I provide for my wife and children. It wasn’t always this way, I was happy working my day job as a ForkLift Operator for a major food distributer in Southern California.

I Remember the trouble starting one week when I had a major car repair and the daycare bills due at the same time. Thats when things seemed to spiral out of control, one thing leading to the next and before I knew it, My credit cards and payday loans totaled $1,100.00 a month.

 It seemed as though I would never get out of this debt. On the outside I tried to hold up so that my wife and kids would not worry, but it wasn’t long before they knew that something wasn’t quite right.  

After struggling for a few years I began to search desperately for answer to this problem. I researched multiple solutions, most were scams that would have actually made more debt.

I Finally called US Consumer Debt Associates. They have a special program designed to assist people exactly like me with payday loans and high interest credit cards, My credit score was pretty poor.

  I Never thought that the Answers to My Problems would be so Easy! My payments have gone from $1,100.00 a Month to $320.00. I am now able to build a Savings Account. The Best part was The look on My Wife and Children’s Faces on Christmas Morning, I was able to Go all out, I fought to hold back tears of Joy as My Heart Melted.  – Johnathan Gentry

What You Can Do?

The time to act is now. This program may end at any time without notice. If you or a loved one is struggling with crippling payday loan and credit card debt it’s not your fault and you’re not alone. 

Over 40 Million Americans are currently victims of these unscrupulous predatory lenders. You can get help, simply call 888-552-5408 Monday – Friday Between 9 am to 6 pm EST  to speak with a loan counselor. The call is free and they provide you with information about all of your options. Every day you wait your debt is keeping you from living the life you deserve.

Your Time to Change Direction

You can continue with high payment payday loans and high interest credit cards, which will not change, but if you want to change the direction of your finances, your going to have to do something different, make a new choice, a choice to call and dramatically lower your payments which you were lured into by these unscrupulous predatory lenders.


Call the US Consumer Debt Associates Helpline Now, and you will be connected to a Loan Professional that will give you free no obligation information on all of your options.


Call the US Consumer Debt Associates Helpline and Join the Thousands that have been helped

Monday – Friday | 9 am to 6 pm EST

          

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The information and notices contained on this website are intended as general research and information and are expressly not intended, and should not be regarded, as financial or legal advice. We attempt to ensure that the material contained on the web-site is accurate and complete at the date first published, however you should recognize that information contained on this web-site may become out of date over time.
By calling you will be connected to partners in our network. Each partner will provide a proposal for services & may charge a fee for their service. Consumers may perform these services for themselves, many or all of which may be without charge. Our partners do not guarantee that your amount owed will be reduced. Obtaining lower payments is based on several factors including approval from an external party

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