Will Chips In Credit Cards Stop Fraud?

In the past few years, companies that issue credit cards have spent hundreds of millions of dollars to give their customers better security with credit cards that contain microchip technology. Likewise, large retailers have invested even more money in the hardware that they need to read these cards. However, some critics don’t believe that the new cards will really eliminate fraud. In fact, they fear that microchips in credit cards will only shift the way that thieves commit credit card fraud. Chip and PIN Compared to Chip and Signature Credit…

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The Pros And Cons Of Refinancing Your Home Mortgage

   Refinancing is simply a way to replace your old mortgage with a new one. Since mortgage rates have remained fairly low in the past few years, it’s become a popular way for homeowners to reduce their interest rates and in some cases, take some cash out of their home equity. While finding a good deal on a mortgage refinance loan might offer you a good opportunity, there might also be some drawbacks that you should consider. Benefits of Home Mortgage Refinancing The main reasons that people get sold on…

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Good Alternatives To Credit Cards To Get A Loan

    When most people have an unexpected bill that they did not prepare for, they turn to their credit cards. The problem is that credit cards usually charge pretty high interest rates. It’s fairly easy to run up a large balance and get hit by extra interest charges and fees. That means that purchases will end up costing a lot more than they should in the long run. Also, some folks don’t even have a charge card or have already exceeded their maximum balance. It might be a good…

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Marriage And Money – How To Divide?

Before you start reading, realize that this is one man’s opinion on how you should divvy up your money in a marriage. But it does come from someone who has not only been happily married for 20 years, but also has a smooth-sailing financial life. In other words, my wife and I are very happy with our financial picture, have close to zero debt, and don’t have any real money issues. If you are going to listen to someone financially, we’re a couple who has our ducks in a row.…

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